Using Business Tax Returns For Credit Analysis

Participants in this program will learn how to use the information contained in tax returns to analyze businesses and make good credit decisions, Also Attendees to this program will learn how to use tax returns to analyze the financial performance of businesses.

Vincent DiCara
Instructor:
Vincent DiCara
Date:
Wednesday, June 3, 2020
Time:
10:00 AM PDT | 01:00 PM EDT
Duration:
90 Minutes

More Trainings by this Expert   Product Id : 503160

Price Details
$150 Live
$290 Corporate Live
$190 Recorded
$390 Corporate Recorded
Combo Offers
Live + Recorded
$289 $340 Live + Recorded
Corporate (Live + Recorded)
$599 $680 Corporate
(Live + Recorded)
Price Detail Options
Overview:

Tax Returns include both profit and Loss Statements and Balance Sheets as well as schedules and attachments which tell a great deal about the performance of a business.

This webinar will provide information about what lenders and analysts need to pay attention to in tax returns in order to make good lending decisions.

Participants in this program will learn how to use the information contained in tax returns to analyze businesses and make good credit decisions.

Particular attention will be paid to schedules and attachments which tell a reviewer about a business' strengths and weaknesses.

Why should you Attend: Attendees to this program will learn how to use tax returns to analyze the financial performance of businesses.

In the absence of accountant -prepared financial statements, credit analysts and commercial lenders will use tax returns to understand the financial strengths and weaknesses of businesses.

This program is designed for those who use tax returns as the basis for analyzing businesses and making sound lending decisions.

Using Business Tax Returns for Credit Analysis teaches the participant how to understand tax concepts related to various business entities and how to use tax returns to help estimate the customer's ability to service debt.

This basic course presents several aspects of analyzing tax returns, including determining cash flow from tax returns and learning how taxes influence cash flow and the customer's operations.

The course addresses all types of business entities—C-Corp, S-corp LLC and Sole Proprietorships—using various case studies and scenarios.

Areas Covered in the Session:

  • Review of the tax return sections most relevant for cash flow estimation
  • Know which sections of the tax return can be ignored.
  • Approximate the business's cash flow and develop the ability to use tax returns to help to determine repaymentability
  • Develop ways to measure historical cashflow
  • Estimate and analyze cash flow from business tax returns and schedules
  • Understand various schedules, including M-1 and M-2
  • Learn the importance of K-1 Schedules as a determinant of owner's compensation

Who Will Benefit:
  • Loan Officers
  • Credit Analysts
  • Branch Managers


Speaker Profile
Vincent DiCara has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for over thirty-five years as a business advocate, lender, credit analyst and trainer. Since 1995, he has been providing expert training for lending professionals throughout the country who work in the public, private non-profit, and private sectors. Mr. DiCara’s training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.

In addition to his experience as a financial trainer, Mr. DiCara also provides consulting services to banks, credit unions, economic development organizations and other lenders who require assistance in developing, implementing, monitoring, and reviewing their loan practices and portfolios. He has conducted several loan reviews for small-to-medium sized lending institutions who have small business loan clients.

Mr. DiCara was an owner and founder of Development Finance Training and Consulting, Inc. (DFTC) which he established in 2003. Upon leaving DFTC in early 2013, Mr. DiCara established DiCara Training and Consulting, LLC where he continues to provide the highest quality services to his clients in the banking, credit union, and economic development sectors


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